The interest rate you lock in for your loan definitely has an important bearing on your payments and long-term costs. But please understand: the interest rates you find published in the paper or on a web site could mean very little to you.

You see, on any given day, published interest rates are mostly very close to one another. The truth is, the mortgage industry is highly competitive and unfortunately, too many people in the business are shameless about quoting you attractively low rates. The quote could turn out to mean absolutely nothing. Fixed rates may change as frequently as twice a day. Until you complete an application and “lock” in a rate, the verbal quotes you were given are irrelevant.

This is why you won’t find any rate quotes or payment calculators on our web site. We don’t want to blindly provide quotes based on meaningless data. We want to provide you the advice, information and assistance you need to select the appropriate loan. We do this by having a candid conversation.

Want a rate right now? Call us at 1-877-296-1599 and we’ll gladly share with you the rates lenders are publishing (it may be even faster than scouring the web).

Want to put our experience and unparalleled service to work to secure the best rate and payments you qualify for? Allow Mortgage Assistance to determine what type of loan fits your needs and guide you through the simple process. We’ll ask you questions such as: “How long do you expect to live at this home? When are you hoping to retire? When you say you’d like to save money do you mean you’d like lower payments or that you want to reduce the total interest on your loan (they’re completely different). These are just a few of the many questions we need to ask in order determine the type of loan, rate, and payments that best fit your specific needs.

At a bank, it’s very unlikely your needs will be assessed in this way. Instead, you’ll be treated like a number and your options will be limited to their “product portfolio.” At Mortgage Assistance, you’ll be treated like a customer who’s about to make a very large investment. So we’ll invest our time in exploring your unique situation and sharing ideas to help attain your financial goals.